New Study: Homes with PACE Upgrades Have Higher Resell Value

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A new study published in the Journal of Structured Finance (free summary available here) using data from California homes found that Property-Assessed Clean Energy (PACE) homes are selling for a premium over homes not using PACE.

Results of study from the paper’s summary are below:

  • PACE Homes Sold at a Premium of $199-$8,882 over Comparable nonPACE Homes Even After Taking Into Account the Financing Costs of the Project: Every methodology and data point in the analysis showed a positive PACE premium at resale, ranging from $199 to $8,882. The home price index methodology showed PACE premiums of $199-$8,882. The methodology comparing PACE to a random sample of similarly-situated non-PACE homes showed a PACE premium of $5,010. The multivariate regression methodology showed a PACE premium of $4,042.
  • Nearly $7,000 PACE Premium for Homes Purchased from Foreclosure: Distressed sales that subsequently got a PACE improvement actually produced a higher home value premium (our sample showed a $6,824 PACE premium).
  • PACE Home Energy Renovations Recover More than 100% of Cost, while Other Home Improvements Do Not Come Close to Recovering Their Investment Costs: Analysis from the RemodelMax and the National Association of Realtors has shown that investments in other home improvements such as kitchen and bathroom modeling on average recovered at resale 58-66% of their investment cost.
  • Results May Be Conservative and Underestimate PACE Premium. We may be underestimating value of PACE improvements upon resale for two reasons:
  1. Deferred Maintenance: The majority of homeowners who utilize PACE decide to upgrade when the original equipment malfunctions or breaks. If the improvement did not occur, the home value may well have been lower, and thus the PACE premium could be significantly higher in these cases.
  2. Energy efficient improvements are a relatively recent phenomenon: Homebuyers may not fully capitalize the present discounted value of lower energy costs into the resale price, if they are unsure how long they will last. Over time, we may observe higher capitalization rates.

Identifying the value of energy efficiency to support market-driven energy efficiency investments by contractors, residents, realtors and building professionals is a hot topic. For more information, check out:

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