Rural Community Assistance Corporation’s (RCAC) Environmental Infrastructure Loan Program helps create, improve, or expand the supply of safe drinking water, waste disposal systems and other facilities that serve rural communities. RCAC’s loan programs provide the early funds small rural communities need to determine feasibility and pay pre-development costs prior to receiving state &/or federal program funding. May also provide interim construction financing, and intermediate & long-term loans for system improvements.

Eligible entities include nonprofit organizations, public agencies, and tribal governments. Projects must be located in rural areas with populations of 50,000 or less in Alaska, Arizona, California, Colorado, Hawaii and other pacific islands, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming. Community size is limited to 10,000 for long-term USDA guaranteed loans and short-term loans for which USDA is the long-term lender. Eligible projects include water, wastewater, solid waste & storm water facilities. Contact Mike Carroll at mcarroll@rcac.org.