Priority Area: Housing & Climate Nexus
Barrier: Financing

Challenge/Local/State

Description

State Solution
(Type of Activity: Policy/Regulation )

State should offer low-interest financing tools (similar to those already used in affordable housing programs) to make middle-income and workforce housing financially viable where current market conditions do not support it. 

Further Progress Pathways: A dedicated public housing finance fund or green housing loan program offering accessible, low-interest capital to developers building for underserved market segments would provide a replicable model for how this could be structured at the state level.
Region: San Francisco Bay Area, Central Coast

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